Decentralised finance has survived multiple crises and is rebuilding in 2026 with stronger infrastructure, more institutional interest, and clearer regulatory expectations.
Decentralised finance entered 2026 with a fundamentally different character than it had at its 2021 peak. The collapses of multiple algorithmic stablecoins, the implosion of high-profile lending protocols, and the enforcement actions that followed have stripped out much of the speculative froth. What remains is a smaller but more technically sophisticated ecosystem with genuine innovation in protocol design and growing, cautious institutional interest.\n\nThe Infrastructure That Has Survived and Improved\nSeveral core DeFi primitives have proven resilient through multiple market cycles. Automa...
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